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MoneyWise by 1st United Credit Union

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52 Week Savings Challenge

Is saving money a New Year’s resolution for you?  If so, take our 52 Week Savings Challenge. It’s a good habit to try to save every week and this handy tool will help you do just that. Continue reading “52 Week Savings Challenge”

End of Year Money “Musts”

The year is coming to a close and soon you’ll be making resolutions for next year. If your goals involve moving, getting a new job, or buying a car, you’ll want to take a look at your credit report and FICO® Score. Both are reviewed for those purposes and monitoring them is like a health checkup for your finances. Better yet, they are both free and easy to do. Continue reading “End of Year Money “Musts””

Amazon Email Phishing Scam

In the past few weeks, Amazon has been warning consumers about fake emails which appear to have been sent by Amazon but were, in fact, sent by fraudsters. Many of our 1st United members shop with Amazon so we want to be sure you know about this potential threat and the steps you can take to protect yourself. Continue reading “Amazon Email Phishing Scam”

It’s an ATM…with a Teller Inside

If you’ve visited our Berkeley, San Leandro or Oakland Courthouse locations recently, you may have experienced a new way to transact business using our Video Tellers. A Video Teller is essentially an ATM with a teller inside. (Well, not quite inside.) These ATMs allow you to speak with a 1st United Service Specialist by video and the experience is similar to speaking to an in-branch teller.

1st United is excited about our Video Teller technology and will soon be introducing them to our other branches. Here’s more on how they work and what you can expect. Continue reading “It’s an ATM…with a Teller Inside”

Avoid the Holiday Debt Trap

The holidays typically bring a flurry of social occasions, gift giving, food, and more food. These festivities also bring considerable expenses and consumers quickly find themselves getting deeper into debt this time of year. With a little planning and a few guidelines, it is possible to enjoy the season without falling into a debt trap. These tips should help get you started. Continue reading “Avoid the Holiday Debt Trap”

Caution When Donating to Charities

The holiday season sparks a wonderful spirit of giving and many charities use this time of year to boost donations. Along with the spirit, however, come swindlers trying to trick you out of your money or, worse, into giving up your personal bank account information. Protect yourself this holiday season by knowing how to identify charity scams. Continue reading “Caution When Donating to Charities”

ATMs Everywhere

A common misconception consumers have about credit unions is that they have a limited number of ATMs. This is not the case, however. 1st United, for example, is part of a shared credit union network that offers more ATMs that any other bank! So even if you’re traveling out of the area, you won’t be charged a fee to access your money. Continue reading “ATMs Everywhere”

How to Join a Credit Union

For many years, credit unions were only available through an employer or group association. Not anymore. There are many credit unions that are open to a wider field of membership, just like 1st United. But there are a few things you need to know before you apply for membership. These steps will help you to get started.

Step 1: Find the Best Credit Union for You
Different credit unions offer different products and services so you’ll want to research those in your area to find one that works best for you. Additionally, you’ll want to make sure you meet the eligibility requirements such as working for a specific company or by living or working in a certain city or county. Continue reading “How to Join a Credit Union”

Crowdfunding Charity Scams

In the wake of a disaster, crowdfunding websites such as GoFundMe have made it easier and faster for charities to collect and distribute financial donations to help victims. These donations are typically built on trust – you trust that the person or charity accepting your money will use it as promised. This is not always the case, however. Be cautious of crowdfunding requests surrounding disastrous events because they could contain fraud. Continue reading “Crowdfunding Charity Scams”

Is Leasing a Car a Good Option?

Leasing is a popular car buying option for many consumers. Often car shoppers go to the dealership with the intent to purchase a car, but switch to the leasing option to get a car they otherwise couldn’t afford.

Leasing can make sense for some buyers; however, it can cause problems for others. Continue reading “Is Leasing a Car a Good Option?”

NCUA Text Message Scam Alert

The National Credit Union Association (NCUA) has alerted us about a text messaging scam circulating that targets credit union members. We want to be sure you know how to identify this scam so that you can protect yourself and your accounts. Continue reading “NCUA Text Message Scam Alert”

The Five Big Questions About Retirement

Retirement provides a chance to enjoy the fruits of your labor. However, an enjoyable retirement requires proactive planning. In putting together your plan, be sure to ask yourself these five questions. Continue reading “The Five Big Questions About Retirement”

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